Insurance & Financing

At Monarch Dentistry – Fennell, we understand that cost should never be a barrier to receiving timely dental care. That’s why we aim to make your experience as smooth and stress-free as possible by offering direct billing to insurance providers and supporting a wide range of public and private coverage options.

Direct Insurance Billing

Our team offers direct billing (assignment of benefits) to minimize your out-of-pocket expenses and help you avoid unnecessary paperwork. We work with most major insurance providers, ensuring your claims are processed efficiently and accurately.

We accept insurance from, but not limited to:

• Accerta
• Blue Cross
• ClaimSecure
• Co-operators
• Desjardins
• Empire Life
• Equitable Life
• Great-West Life
• Green Shield
• Industrial Alliance
• Manion
• Manulife
• RWAM
• Sun Life
• Johnston Group
• GroupHEALTH
• GroupSource
• Cowan
• BeneCaid
• Express Scripts
• Benefit Plan Administrator
• MDM
• Autoben
• Medavie Blue Cross
• Chamber of Commerce
• UFCW
• Local 183, 175, 837

Government Assistance & Public Programs

We proudly accept patients covered by various government-supported dental programs, including:

• Canadian Dental Care Plan (CDCP)
• Non-Insured Health Benefits (NIHB)
• Healthy Smiles Ontario
• Ontario Disability Support Program (ODSP)
• Ontario Works (OW)
• Special Support Programs
• People Cooperation Dental Programs

Our administrative team is trained to help you understand how these programs apply to your treatment, so you can get the care you need without added stress.

Not Sure About Your Coverage?

If you’re unsure about what your plan covers, our friendly and cooperative front desk team is here to assist. We’ll help:

• Verify your insurance coverage
• Explain benefit limits and eligible treatments
• Maximize the use of your dental benefits
• Coordinate claims and pre-authorizations as needed

We encourage patients to bring their insurance information to appointments so we can streamline the process and provide accurate cost estimates.

Flexible Financing Options

For all those treatments not covered by insurance or for patients without insurance, we offer third-party financing through Beautifi. This solution allows you to break your payments into affordable monthly installments, making essential dental care more accessible without financial strain.